Many people nowadays used the power of Information Technology to deceive others. Emails or chain electronic letters are commonly used. Some are using bogus names about a million dollar account asking the recipient of the email to help her/him to withdraw the non- existent account that would definitely put your own finances in trouble.
Presently, there are new method of luring others by way of using an e-group for charitable purposes. Once the pledges are pouring in and the donor convert the pledges into cash, the person or the organization disappear without a trace.
Sorry to tell you this, I have a bad attitude about electronic chain letters or individuals asking money for charity. They are virus on the Internet community. Most often, they’re outright hoaxes. So be sure to think before hitting the forward button that might bring trouble to the list of names in your contacts.
Many instances of fraud occur over the Internet. Remember these important tips to help you avoid becoming a victim of an Internet scam:
1) Be cautious about unsolicited emails. By opening unsolicited emails, you may be opening yourself up to potential fraud. Computer hackers send viruses over the Internet that can collect the personal information on your computer to be used later for fraudulent purposes. The best approach is to simply delete the email.
2) Beware of “dangerous downloads.” In downloading programs to see pictures, hear music, play games, etc., you could download a virus that wipes out your computer files or connects your modem to a foreign telephone number, resulting in expensive phone charges. Only download programs from web sites you know and trust. Read all user agreements carefully.
3) Pay the safest way. Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or the offer was misrepresented.
4) Know who you’re dealing with. If the seller or charity is unfamiliar, check with your state or local consumer protection agency.
5)Look for information about how complaints are handled. Look on the web site for information about programs the company or organization participates in that require it to meet standards for reliability and help to handle disputes.
6)Understand the offer. A legitimate seller will give you all the details about the products or services, the total price, the delivery time, the refund and cancellation policies, and the terms of any warranty.
7) Beware of imposters. Someone might send you an e-mail or someone create an e-group pretending to be connected with a business or charity, or create a web site that looks just like that of a well-known company or charitable organization. If you’re not sure that you’re dealing with the real thing, find another way to contact the legitimate business or charity and ask.
8) Guard your personal information. Don’t provide your credit card, Social Security number, or bank account number unless you initiated contact.