Loan Assistance to OFWs

Loan Assistance Package to OFW's

Loan Assistance Package to OFW


The Days to Remember – Nov. 27 to Dec. 4, 1998

The Days to Remember – Nov. 27 to Dec. 4, 1998
by: OFW Congress-Riyadh

10 years ago, on November 27 and December 4, 1998, elections were held at the OWWA Center to select the 21 Executive Council members from among 78 duofwc-logoly-registered candidates. The Committee on Elections, consisting of the Philippine Embassy staff, supervised the election that was perceived by the community to have been free and honest.

It was a defining community experience when some 8,000 OFWs gathered to express their right of suffrage. (Many other compatriots were unable to vote because the OWWA Center could not accommodate the great number of people who gathered then.) Who would have imagined that we could hold such an exercise free of the goons, gold and guns so pervasive at home?

Former Consul Jesus Gary S. Domingo (now Minister, Philippine Mission to the United Nations, Geneva), who was chairman of the COMELEC, likened it “to a blooming in full of a flower in the middle of the desert, born under the most trying of conditions. It was unprecedented, an achievement that prides us all to say that we can hold such clean, free and honest election. It yielded us a rich harvest of goodwill and allowed us to look forward as a community united in our efforts to promote our common good.”

He cited further the parallelism between the OFW Congress and the Malolos Congress.

“The Malolos Congress established a government to unify the many islands of the country. The OFW Congress a hundred years later was born as a step in the struggle of overseas Filipinos to become part of the bigger Philippine society, to become a true and active partner in nation building, even while in the state of diaspora.”

On December 11, 1998, the inaugural session of the Congress was then held at the Philippine embassy grounds in Riyadh. As the first-ever deliberative assembly of OFWs in Saudi Arabia, and possibly elsewhere, the Congress served as the highlighting event of the Filipino community’s celebration of December as the OFW Month.

On January 14, 1999, at the Philippine Embassy, the Executive Council selected its officers and assigned portfolios to the Council members.

The Executive Council known as the EXECON convened a CONCOM (Constitutional Commission) who adopted and promulgated its Constitution and By-Laws.

On March 15, 1999 the OFW CONGRESS was formally established and promulgated its Constitution and By-Laws.

The structure of the OFW Congress definitely allows participation of organizations and individuals community-wide. In fact, the OFW Congress, through its General Assembly, is the forum for which organizations can discuss and resolve issues of common concern. The General Assembly has passed a number of resolutions and advocates OFW Issues and concerns.

Organizations, leaders and members alike, are welcome to participate in both the Central Committee and the General Assembly, for the common good, the rights and welfare of fellow OFWs. No matter if we are all volunteers to the tasks, our greater vision is to seek a better place under the sun for OFWs and their families in a progressive Philippines.

In Article II, Section 1 of its Constitution and By-Laws states the following:

The OFW Congress recognizes the enactment of Republic Act No. 8042 known as the Migrant Workers and Overseas Act of 1995. It shall therefore, act as partners of the State in the protection of Filipino migrant workers and in the promotion of their welfare. Towards this end, the organization shall plan, initiate, advocate, and spearhead the drafting, lobbying, passage of motions, measures, resolutions and position papers on vital issues affecting the rights, welfare and economic well being of the OFW’s.

10 Years Ago – Nov. 27 to Dec. 4, 1998 “The Days to Remember”.

More Power!

Election Result

Election Result

The Election

The Election

Megaworld’s Overseas Marketing Network

Megaworld’s Overseas Marketing Network, the Global Marketing Arm of MEGAWORLD CORPORATION, the country’s leading developer of residential Condominiums is here in Saudi Arabia for a two weeks tour in Riyadh, Jeddah and Al Khobar. They will present to OFWs their latest condominium projects in Metro Manila areas and nearby provinces.

Megaworld Project Presentation

Megaworld Project Presentation

The Attendees

The Attendees

Megaworld Asst. Marketing Manager and Training Manager Mr. Gerald Bito together with Megaworld Business Development Consultant Mr. Danilo Madlansacay, showed to interested OFWs various Megaworld Projects. It was emphasized during the presentation held at Dajen Restaurant Auditorium, the transformation of the Metro Manila landscape through a series of large-scale residential and office developments including urban centers integrating office, residential and commercial components.

Marketing Associates Engr. Willy Morden and ERnie S. Perez with Megaworld Asst. Marketing Manager and Training Manager Mr. Gerald Bito

Marketing Associates Engr. Willy Morden and ERnie S. Perez with Megaworld Asst. Marketing Manager and Training Manager Mr. Gerald Bito

William R. Jao of WRJ Forwarders with Megaworld Business Development Consultant Mr. Danilo Madlansacay

William R. Jao of WRJ Forwarders with Megaworld Business Development Consultant Mr. Danilo Madlansacay

Alex Veloso Bello was appointed Megaworld Overseas Marketing Manager in Riyadh and WRJ Forwarders owned by William R. Jao of Tubigon, Bohol is the Megaworld representative office in Riyadh.

To: Interested Overseas Filipinos, below are the list of Megaworld Projects.


1. Laguna BelAir III/IV, Sta. Rosa, Laguna
2. Governor’s Hills, Gen. Trias, Cavite
3. Sunrise Hills, Dasmarinas, Cavite


1. California Garden Square, Mandaluyong City
2. Cambridge Village, Cainta Rizal
3. Eastwood Excelcior, Quezon City
4. Eastwood Parkview, Quezon City
5. One Orchard Road, Quezon City
6. Grand Eastwood Palazzo, Quezon City
7. Olympic Heights, Quezon City
8. Forbeswood Height, Makati City
9. Greenbelt Parkplace/Radisson, Makati City
10.Paeso Parkview, Makati City
11. The Bellagio, Makati City
12. Residential Resort Newport City, Pasay City
13.Manhattan Garden Square, Cubao Quezon City

For more Inquiry, please contact Manuel A. Amora (Riyadh-Megaworld Marketing Associate) at Mobile No. 0509797120 or 00966 509797120 or email addy:

Global Bisayan Entrepreneur (GLOBE) Multi Purpose Cooperative


I was invited last Friday by William R. Jao, a fellow Boholano from Tubigon in a get together meeting of Global Bisayan Entrepreneur (GLOBE) Multi Purpose Cooperative.  GLOBE is a group of OFW’s hails from Visayas and Mindanao who collectively tightened the bonds of helping each other forming  a Cooperative that could ensure promising prospect when they decide to go home for good. They start the “banana” project where they market “Golden Saba” here in the Kingdom.    

The Primary objectives for which this Cooperative is formed are:   

a.   To encourage thrift and savings mobilization among the members for capital formation;

b.   To create funds in order to grant loans for productive and providential purposes to its members; 

c.   To encourage among members systematic production and planning;

d.   To provide goods and services and other requirements of the members;

e.   To develop business expertise and skills among its members;

f.   To engage in all forms of general and allied services needed to promote, protect and pursue the social and economic upliftment of its members; 

g.  To insure against losses of the members;

h.  To promote and advance the economic, social and economic educational status of the members; 

i.   To establish, own, lease or operate cooperative banks, cooperative wholesale and retail complexes, insurance and agricultural/industrial processing enterprises, and public markets;

j.  To coordinate and facilitate the activities of the cooperatives, and to undertake any and all other activities for the effective and efficient implementation of the provisions of Cooperative Code of The Philippines (RA 6938); 


GLOBE MEmbership Meeting

GLOBE MEmbership Meeting


During the meeting proper, we discussed the pros and cons of cooperativism where many OFW Cooperative groups formed by our fellow OFWs in the Kingdom fails to pursue the long term success of the Cooperative.  

It is important to identify the keys towards the success of its operation and understanding the causes of cooperative failures. 

It was also discussed during the meeting the importance how changes in various means of finance can affect member control and influence in their cooperative owned businesses in the near future.   

The Global Bisayan Entrepreneur (GLOBE) Multi Purpose Cooperative is duly registered with Cooperative Development Authority and all their members attended the Pre-Education Membership Seminar (PMES) conducted by the Overseas Filipino Workers Cooperative Council.  OFWCC is an umbrella organization of Cooperative based in Jeddah, KSA whose members are accredited CDA lecturer.  

To: William Jao, Romy Cometa, Rino Punay and to those I forgot the names, THANK You so much and see you this coming Friday. Mabuhay ang GLOBE!

The Essence of Filipino Diaspora – Buhay Abroad Talaga

Akala ng mga tao na nasa Pilipinas kapag nasa DUBAI  ka akala nila madami ka ng pera ng langis. Ang totoo, madami kang utang, dahil credit card lahat ang gamit mo sa pagbili mo ng mga gamit mo. Kailangan mo gumamit ng credit card Kasi naubus na ang cash pinadala sa pinas, kase pag hindi ka nagpadala, iisipin nila nakalimutan mo na sila.
Akala nila mayaman ka at marami kang pera kasi buwan-buwan libo-libo padala mo walang palya at kapag pumalya iisipin nila baka nagbisyo ka na o may sinusustentuhang iba. Hindi nila alam food allowance na lang ang natitira sayo at pag kinulang pa umuutang pa at lista muna sa malapit na bakala.
Pag may okasyon sa pinas birthday, fiesta, anniversary, pasko, new year, at iba pa, padala ka agad panghanda sarap ng kainan nila, di nila alam ikaw tiyaga sa budget meal, kapsa, noodles o de lata at itlog na nakakabutlig na ng balat, hay naku!
Akala ni Tatay, Nanay, Ate, Kuya, anak, mga pamangkin at iba pa namumulot ka ng pera sa Dubai kada may problema text kaagad, kumusta sa una sa bandang huli kelangan ng ng pera! Hay naku…nakaka-alergic na ang text sa roaming puro gastos…minsan padala ka pa ng load! Load mo nga utang pa Pana! Hay naku bakit ba nauso pa yan dagdag gastos lang talaga at pag di ka pa reply aawayin ka pa!
Akala nila masarap maging OFW at tinatawag na bagong bayani…..naku mas masarap pa yong nasa pinas na sa katas ni bagong bayani ay syang umaani! Utang sa DUBAI lalong dumarami.
Akala nila masarap sa DUBAI di nila alam di ka na nga makauwi kasi roundtrip tiket kina-cash pa mapadala lang at ibayad sa utang.
Akala nila sosyal ka na kulay ng buhok mo uso pa at naka-highlight pa, di nila alam buhok mo namumuti na sa stress at problema at pag minalas pa nalalagas pa!
Akala nila masarap sa DUBAI kasi pag-uwi mo mestiso ka, maputi at mamula-mula ang balat mo, di nila alam babad ka sa opisina at kulong sa bahay mo dahil no choice ka, mga kapit bahay mo di mo kaano-ano, walang paki-alaman at kung lalabas ka sunog ang balat mo, init ng araw sobra!   
Akala nila mayaman ka na kase may kotse ka na. Di nila alam hulugan pa ito! Ang totoo, kapag hindi ka bumili ng kotse sa dubai maglalakad ka ng milya-milya sa ilalim ng init ng araw o kaya sa winter na kasama ang asawa mo dito sa dubai .. O kaya naman tiyaga kang mag -abang ng RTA Bus or Coaster na ubod ng babaho ng mga pasahero at pagbaba mo amoy putok ka na rin, grabe!  Walang jeepney, tricycle o padyak sa dubai .. madami mga indianao, Bangladesh na driver na ubod ng baho. Pag minalas ka paskitani na taxi driver na rapist pa!
Akala nila masaya ka kase nagpadala ka ng picture mo sa Burj Al Arab, Desert Safari, mall of emirates, Atlantis, Al Mamzar Beach,  at iba pang attractions. Ang totoo, kailangan mo ngumiti kase minsan minsan ka lang makakapicture para mapadala mo sa mga mahal mo sa buhay.
Akala nila malaki na ang kinikita mo kase dirham na sweldo mo. Ang totoo, medyo malaki pagpinalit mo ng peso, pero dirham din ang gastos mo sa dubai .  Ibig sabihin ang dirham mong kinita sa presyong dirham mo din gagastusin.

Ang P15.00 na sardinas sa Pilipinas AED3.00 sa Dubai , ang isang pakete ng sigarilyo sa pilipinas P40.00, sa Dubai AED 6.50, alangan namang puro cafeteria food ang kakainin mo aba mamatay ka sa highblood o heap nyan kasi nga umaapaw na sa mantika madumi pa! Mga kadiri , kaya lang pag naubusan ka ng pera no choice you have to take the risk .
Akala nila buhay milyonaryo ka na kase ang ganda ng bahay at kotse mo.nag pa-lypo kay calayan at nagparetoke kay vicky belo, Ang totoo nag loan ka lang sa Mashreq ,HSBC o CITIbank  na huhulugan mo ng limang taon. Ibig sabihin, alipin ka ng bahay at kotse mo at ng luho mo at ng bansang ito !!kasi nga magloan ba naman dahil sa luho bwahahaha!
Madaming naghahangad na makarating sa Dubai . Lalo na mga nurses at mga medsec at eto pa pati cleaners, mahirap maging normal na manggagawa sa Pilipinas. Madalas pagod ka sa trabaho. Pag dating ng sweldo mo, kulang pa sa pagkain mo. Pero ganun din sa ibang bansa katulad lalo na kaya sa Dubai madaming outlet ng stress mo !kasi walang bawal!!! .

Hindi ibig sabihin dirham na ang sweldo mo, yayaman ka na, kailangan mo ding magbanat ng buto para mabuhay ka sa ibang bansa.
Isang malaking sakripisyo ang pag alis mo sa bansang pinagsilangan at malungkot iwanan ang
mga mahal mo sa buhay.Hindi pinupulot ang pera dito o pinipitas o iniigib. Hindi ako naninira ng pangarap, gusto ko lang buksan ang bintana ng katotohanan.
Mahirap mangibang bayan…sino ba ang may kasalanan na iwan sariling bayan?  Manilbihan sa dayuhan at malayo sa pamilya ay may kahirapan. Hangga´t may pinay DH na nangingibang bayan na simbolo ng ating kahirapan, kawawang bayan ni Juan patuloy na mapag-iiwanan. Kaya Juan iwan ka ng pera para sayo, para sa kinabukasan mo!